Settlement cracks, like the one in the top of this masonry arch, are an indication of structural movement. Often times they are a result of normal settling and age. However, these cracks could also be a sign of a more serious structural problem. The only way to determine if there is an underlying structural problem is to have the cracks in your home evaluated by a professional.
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Thank you Scott for your time you gifted.
Carols situation is challenging. We hope that working with GOOD people like you, we can over come many challenges!!!
You are a treasure!
Thank you again.
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http://www.stardustbuilding.org